LinkAja

Indonesian interbank network

Telkomsel (25%)
Bank Mandiri (20%)
Bank Rakyat Indonesia (20%)
Bank Negara Indonesia (20%)
Bank Tabungan Negara (7%)
Pertamina (7%)
Jiwasraya (1%)
Danareksa (1%)

Websitewww.linkaja.id

Former logo of the "Link" ATM network used by state-owned banks. This has since been superseded with the "ATM Link" branding

LinkAja! is an Indonesian digital wallet service. The service was originally launched in 2007^[1] by an Indonesian mobile operator Telkomsel as Telkomsel Cash, branded as TCASH. It is developed by PT Fintek Karya Nusantara, a company owned by various state-owned companies; including Telkomsel – itself a subsidiary of Telkom Indonesia, state-owned banks (Bank Mandiri, BRI, BNI, and BTN), Pertamina, Jiwasraya, and Danareksa.

On March 26, 2020, LinkAja partnered with Telcoin, an instant, low-cost blockchain powered remittance service. This partnership is set to explore cashless opportunities in LinkAjas area of operation.^[2]

The name "Link" comes from an interbank network in Indonesia with the same former name (it has since been renamed ATM Link). The network is owned by State-owned Banks Association (HIMBARA), comprising the four banks above. The network provides cash withdrawal and inquiry services in their network.

References

^ "Punya 10 Juta Pengguna, T-Cash Tak Cuma Sebatas 'Stiker'". CNN Indonesia. 6 December 2017.
^ Telcoin partners with Indonesian based financial service provider LinkAja on YouTube